Treasury is in the comprehensive sense the Treasury of a country and on enterprises referred the ranges or departments of, those with disposing and the putting on of the financial risks with an enterprise existing or it flowing financial means as well as the safety device, which can go today the far beyond security of risks of change of interest or rate of exchange risks. Dependent on the risk financial risk of an enterprise the Treasury department of an enterprise can also raw material risks secure or with weather derivatives concern itself.

Origin

The term Treasury (treasure: Treasure) was in-patriated - first in the management economics - from the legal condition of American enterprises with us. The shareholders of US capital enterprises determine the board OF Directors (a local supervisory board comparably), which supervises again the activity of the Officers (a local executive committee comparably). One this Officer is the Treasurer, which resembles a chief of finances/a treasurer/a cash manager in our linguistic usage in the practice of its tasks.

On government level Treasury is in England the Treasury, US department OF the the Treasury the US Treasury.

Treasury in the banking

In the context of the total bank price increase Treasury apart from the controlling of the market result (business in the Kundenbereich) is a very important element. It is noticed by the Treasury management. The executive committee is represented in it or gives to the specialist area the guidelines for the active passive management of the balance. Treasury aims at an increase of the off, in order continued the credit institute to secure.

Article of the Treasury are

• jedwede liquidity and financial plan (short, central or long-term)
• the interest and foreign exchange risks of the own investments of funds
• recognized changes in the risk range, in particular loss risks with applicants for the credit, in order to prevent any financial disadvantages in time
• Improvements in the bank balance sheet structure.

Treasury examined permanently the payment stream, computes their bar value and tries to seek out optimizations which increase the profit in timing. In addition it belongs if necessary that the Treasurer transacts business also except-relating to the balance in derivatives. These must be underlaid however with own capital funds in certain height.

The management, the Controlling and the revision are to be held by periodic reports of the Treasury responsible person over the developments up to date.

Special organizational obligations are imposed upon to the credit institutes in "§ 25a of the credit system law (KWG), which documentations verifiable for the range Treasury require the presence to structure and sequence organisation.

Treasury in enterprises

Treasury has also outside of the credit trade a great importance. The more largely and more global an enterprise aligned is, the rather is a special Treasury management to be found here. In business enterprises the Treasury is to supplement the selling and/or purchase activities by a safety device of financial risks meaningfully. The fields, responsibly for some Treasury, depends on the respective sequence organisation of an enterprise. It can designate spreading all ranges, which have to do with the financial and to the financial risk management. With very large enterprises the term Treasury or Treasury department is used only on the so-called Frontoffice, which locks financial transactions. From it the completion (backoffice), responsible for the transactions, is to see separate as well as if necessary the Finanzrisikocontrolling. In small enterprises the activity emphasis of a Treasury is on the cash management. For this count

• planning, optimization and completion of in and outgoing payments
• organizational organizations (banks account, account concentration, bank clearing, electronics Banking)
• Control in the demand of lines of credit
• Improvement of the interest positions (by more yield, less expenditure)

The Treasury supplies then in addition information for the financial status of the enterprise.

As is the case for a bank by the Treasurer interest and foreign exchange risks are examined also here and minimized if necessary with the help of derivativer financial instruments.

See also

• Finances

Related links

• Connected German Treasurer registered association.

Articles in category "Treasury"

We found here 4 articles.

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We found here 4 related websites.

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