The term of the self information is somewhat differently understood within different ranges. It always concerns however to give over the own person or company to third. Usually thereby a common goal in form of a in writing closed or contract still which can be closed is pursued.

General, legal bases

Self information can take place verbally, in writing in free form or on the basis a questionnaire.

Depending upon industry and application further information can be accompanied or proofs in the form of for example account statement, a document of identification copy or certificates.

Legal bases are common to all ranges:

• In a self information may be asked only for such things, which the questioner needs necessarily, in order to fulfill the together agreed upon task, in addition-going questions are regularly inadmissible. (Data thriftiness)
• Questions going inadmissibly far emerge nevertheless again and again. In such cases the question does not have to be answered and that must remain without consequences. Also senseless or unfounded data may be given, in order to mask that a question in truth was not answered. Also remains legally without consequences. The advisor does not have to lead an argument with the questioner plate, which could possibly load their relationship. (Information information rightinformation right)
• Knowingly wrong or incomplete data in important points can draw sanctions, like loss of the insurance protection or an announcement because of fraud. (Truth obligation, obligation to cooperate)
• If a contract desired does not come off, the information-giving can require the deletion and/or destruction or publication of its self information given tied first. (Data destruction, Informationelles right of self-determination)
• Self information may be used only for the agreed upon purpose and only in the agreed upon framework be passed on. (Informationelle self-determination, data security, data security, access protection, privacy, prohibition of the large utilization)

Credit system

With the self information it concerns a form prepared by the credit giver, which is to be filled out from the applicant.

Questions are essentially placed to the income and fortune situation. For the credit giver these information is a necessary condition, in order to examine and thus on the assignment of the credit to decide be able the credit-worthiness.

The data delivered by the applicant must be proven by appropriate documents (account statements, salary statement, income tax answers, etc.).

The credit giver examines for his part the credit-worthiness of the applicant, usually by means of the Schufa information.

Inquiry agencies

Inquiry agencies ask occasionally for (freiwilligen) a self information of manufacturing ones, companies or persons, over which they were asked for information - it, because they have no or insufficient own realizations and search results, was was it for the rounding of a picture, was it, because it can pass data on from self information without risk, since they come from the advisor.

It is not unusual at all that such self information are only tefonisch caught up.

Rental law

Many landlords, above all letting companies, require self information of their tenants, partly in extensive forms and multilateral forms. Their validity is disputed.

Insurance law

However the handling is often similarly as with financings (see above credit systems) for other proofs is asked, depending upon insurance contract. Occasionally straight this does not happen also, in order not to give to the insurance customer the opportunity to appoint itself in the case of loss to the data given in former times (e.g. to the exact value of insured articles). Becomes regular, even if with a conclusion of a contract of the insurance agent rather superficially or not at all one inquired, in damage or in controversies on the part of the insurance a very precise and exhaustive information required and subordinated.

Industrial law

Even if the term self information in this connection is hardly used, application documents are (even confidential) a self information and to be subject, in particular in their data security-legal aspects, the same standards. Pertaining to labour law ones and sociallegal are added.

See also

Quite on self information

Related links

• Self information of the tenant - may the landlord ask

Articles in category "Self information"

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