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Repayment suspension in connection with a real estate financing the contractual agreement between money lenders and the borrowers over the transfer of a repayment replacement is called.

Here no direct payments to the feedback of the loan agreed upon to separate only the resulting interest are charged for to the borrower. As repayment replacement (Tilgungssurrogat) the requirements from capital life insurances, old age pension insurances, savings agreements for building purposes or unit trust fund are retired. These are bespart separately and used at the end of the running time for the feedback of the loan. The Mindestbesparung is a component of the credit agreement.

See also: Credit request, financial programme, initial costs


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